You’ve already done the hard part of getting here. We’re honored to be part of what comes next.
At xBaby, you’re never just a file. You’re at the center of everything we do — and we’ve built our agency around making sure you feel that way, from your first conversation to the moment you bring your baby home.
A gestational surrogate (or carrier) is someone who carries a baby for intended parents who are unable to do so themselves. The embryo is created through IVF using eggs and sperm from the intended parents or donors. The surrogate is not genetically related to the child she carries. It’s a profound partnership built on trust, care, and a shared dream of building your family.

Most surrogacy agencies operate at scale. That means overloaded case managers, matches made by availability, and intended parents who feel managed rather than supported.
We made a different choice. xBaby works with fewer families so we can actually show up for each one — one dedicated case manager per surrogate, matches made with real care, and someone who picks up the phone who already knows your name.

This is the part that matters most to us.
Most agencies collect their fee at or before the match call. We don't. After your match call, we submit your surrogate's medical records to your embryo transfer clinic for review. Only once the clinic has given approval do you pay your first installment and our agency fee. If something doesn't check out, you haven't paid for a match that isn't going to work.
You've already been through enough. We're not here to add to that risk — we're here to help carry it.

When we search for your surrogate, we send you profiles one at a time. There's no pressure to say yes to someone because the timing is convenient. When you find someone you'd like to meet, we make the introduction — and only then do you see a cost estimate specific to her, so you know exactly what you're looking at before anything moves forward.
We believe trust is built through transparency. Our process is designed to be clear, ethical, and supportive every step of the way.
Your journey begins with knowledge. We equip you with trustworthy information so you can move forward with confidence.
Finding the right match is about more than medical charts; it’s about shared values and expectations.
We manage the logistics so you can focus on the growing relationship and excitement.
The estimated cost for agency services, legal work, insurance, surrogate expenses, and other dedicated support is approximately $100,000. This is separate from your surrogate’s base compensation, which is a direct payment for her commitment and care, and typically ranges from $55,000 to $120,000+ based on her experience and individual circumstances. The total estimated range for a standard journey is between $150,000 and $215,000+. This estimate is for a 12-month journey with one embryo transfer and excludes IVF clinic and newborn medical costs.
This initial payment covers the comprehensive Agency Fee for program coordination, along with essential setup costs including escrow management, psychological and medical screening for the surrogate, legal contract drafting, and initial insurance.
This payment includes the surrogate’s Base Compensation, a monthly expense allowance, fees related to the embryo transfer cycle, and legal fees for establishing your parental rights.
This funds ongoing support for the surrogate throughout the pregnancy, including her Health Insurance Premium, maternity clothing, wellness stipends, and continued life insurance coverage.
Our detailed estimate also transparently outlines potential additional costs that may arise based on the unique circumstances of your journey. These can include items like long-distance travel for the surrogate, fees for specific medical procedures (e.g., C-section, carrying multiples), or support for scenarios like physician-ordered bed rest. These are not paid upfront but are detailed so you can plan with full awareness.
The total investment can vary based on your specific circumstances, such as the surrogate’s location and experience, and whether additional transfer cycles are needed. We provide a personalized, line-item cost estimate and work with trusted partners to offer financing options because we understand the significant commitment this represents
Ready to take the next step toward building your family? Our caring team at xBaby Surrogacy is here to provide personalized support and answer all of your surrogacy questions. Let us guide you through every stage with expertise and compassion.